June was a pretty awesome month, probably the best month I’ve had all year. For a lot of reasons, the first quarter this year was really hard emotionally. April was a bit hard from the remnants of that and things started to look up in May and starting with the May long weekend (and a few before…), I’ve had really awesome weekends and the weeks haven’t been half bad either. I’m also still adjusting to the new job that I started back at the end of 2012.
I made a few mental rules in June:
#1: Spend as much time unplugged (and outside!) as possible.
This was really awesome. I spent the vast majority of weekends both unplugged and outside. So much so that I ran out of sunscreen! (Don’t worry, I bought more!) There are now multiple evenings each week where I don’t open my laptop at home. I also turn off even Wi-Fi on my phone for some periods of time at home if I just feel like reading.
#2: Say ‘yes’ to any social event if I don’t have something already booked for that time.
There were so many fun social things this month! I can’t even begin to list them all. All of this socializing contributed to almost 700 miles of driving this month, which is absolutely insane. There were a few road trips in there. (I’ve still averaged under 400 miles/month in the time I’ve had my car though.) I’ve been making new friends, reconnecting with old friends, and enjoying my balcony and the general outdoors in my area. I’ve been spending 4-7 days/week socializing outside of work and it’s been really fun. Have I mentioned that I absolutely love combining fitness and social activity together?!
I’ve also found a pretty good, varied weekly workout routine that keeps me active about 4 days/week in addition to my walking 4 miles round-trip to/from work each work day. According to Fitbit, I averaged 6.65 miles of exercise per day for a total of 200 miles of exercise for the month. I’m loving the running trails near my condo! I’ve been trying to run once or twice a week. I think I need to start running earlier or later in the day with the heat though.
#3: Don’t worry or think about my finances.
This is why I didn’t blog at all in June. I think I did pretty well with this one. I still tracked my spending. I definitely blew multiple budget categories out of the water. (oops!) But, I had a really awesome month and my finances still survived – my non-mortgage spending came in under $2,000. I didn’t remember about my Total International stock index dividends until two days after they posted. (Normally I would have been obsessively refreshing the day of.) Until I logged in to Vanguard to check on those, I didn’t notice that the stock market wasn’t doing so hot in June either.
I’m still getting used to the auto-pay feature of my credit cards. I’m learning that it doesn’t always go through on the due date, but I should just be patient and not worry about it. I now have a credit larger than what I will spend down before the next statement date on one of my credit cards. (Oops!) Other than that and scheduling the July 1st mortgage payment on pay-day last week, I didn’t make any manual money moves in June.
June was a really good month to try this since it wasn’t a bonus month. I have a few posts lined up for July though I won’t be thinking about my finances all that much still since I know I’m just throwing my entire bonus at the mortgage. I can’t wait to see the mortgage balance at the end of July :)
I’m going to try these same mental rules again for July since I did so well with them in June. Here are some extra plans for July:
- Apply for the Fidelity 2% Investment Rewards American Express credit card and start using it as my primary credit card.
- Throw the entirety of my bonus at the mortgage principal.
- Break 9 minutes/mile in my short (~3-6 mile) runs. (I’m trying to find the time to increase my distance.)
- Improve how productive I feel I am being at work.
- Read 3 books.
Readers, how was your June? Anything exciting happening in your summer so far?