Financial Stats

Annual History

Net Worth History

Month 2012 2013 2014 2015
January $146,300 $230,400 $340,600 $530,000
February $148,000 $235,500 $351,600 $533,800
March $150,400 $242,600 $357,500 $556,600
April $157,800 $247,400 $361,800 $564,400
May $159,500 $263,400 $387,100 $572,600
June $165,200 $267,100 $395,300 $574,200
July $183,700 $292,100 $412,000 $582,000
August $188,600 $293,800 $498,900
September $195,300 $304,400 $499,300
October $197,400 $310,400 $504,800
November $203,800 $340,200 $529,200
December $211,300 $345,700 $531,600
Gross Income $130,000 $190,000 $160,000 TBD

Note: All net worth numbers are rounded to the nearest $100 and all income numbers are rounded to the nearest $10,000.

Passive Income

By Year

Interest CC Div Dividends Total Expenses P/E 4% SWR (yr) % WR (yr)
2010 $515 $40 none $555 $43,300 1.3% $764 (1.8%) 226.67%
2011 $550 $65 $60 $675 $39,600 1.7% $1,472 (3.7%) 107.60%
2012 $635 $105 $345 $1,085 $50,700 2.1% $2,960 (5.8%) 68.52%
2013 $825 $250 $420 $1,495 $44,770 3.3% $5,384 (12.0%) 33.25%
2014 $420 $1,940 $510 $2,870 $48,040 6.0% $6,580 (13.7%) 29.20%
2015
(7/12)
$600 $660 $225 $1,485 $29,532 5.0% $8,260 (16.3%)
*% uses 2015 spending annualized
*24.52%

% WR (yr) = The % of my investments I would need to withdraw to cover the year’s expenses.

2015 By Quarter

Interest CC Div Dividends Total Expenses P/E 4% SWR
Q1 $110 $410 $50 $570 $14,271 5.6% $1,762 (12.3%)
Q2 $435 $140 $175 $750 $11,683 6.4% $2,031 (17.4%)
Q3 (1/3) $55 $110 none $165 $3,578 3.9% $2,065 (19.2%)
Q4 (0/3)

2015 By Month

Interest CC Div Div Total Expenses P/E 4% SWR
January $35 $55 none $90 $2,974 3.0% $558 (18.8%)
February $35 $350 none $385 $5,579 6.9% $588 (10.5%)
March $40 $5 $50 $95 $5,718 1.7% $587 (10.3%)
April $45 $140 none $185 $4,214 4.3% $627 (14.9%)
May $40 none none $40 $2,824 1.4% $659 (23.3%)
June $350 none $175 $525 $4,645 11.3% $677 (14.6%)
July $55 $110 none $165 $3,578 3.9% $688 (19.2%)
August
September
October
November
December

Mortgage Balance

Month Balance Total Paid
June 2012 $286,000 (start)
July 2012 $271,300 $14,700 (5.1%)
August 2012 $269,100 $16,900 (5.9%)
September 2012 $266,600 $19,400 (6.8%)
October 2012 $264,800 $21,200 (7.4%)
November 2012 $260,500 $25,500 (8.9%)
December 2012 $259,600 $26,400 (9.2%)
January 2013 $253,200 $32,800 (11.5%)
February 2013 $249,900 $36,100 (12.6%)
March 2013 $245,700 $40,300 (14.1%)
April 2013 $243,000 $43,000 (15.0%)
May 2013 $230,500 $55,500 (19.4%)
June 2013 $229,800 $56,200 (19.7%)
July 2013 $211,700 $74,300 (26.0%)
August 2013 $208,700 $77,300 (27.0%)
September 2013 $204,900 $81,100 (28.4%)
October 2013 $201,100 $84,900 (29.7%)
November 2013 $192,100 $93,900 (32.8%)
December 2013 $187,600 $98,400 (34.4%)
January 2014 $184,000 $102,000 (35.7%)
February 2014 $179,600 $106,400 (37.2%)
March 2014 $177,000 $109,000 (38.1%)
April 2014 $174,500 $111,500 (39.0%)
May 2014 $153,000 $133,000 (46.5%)
June 2014 $152,200 $133,800 (46.8%)
July 2014 $151,500 $134,500 (47.0%)
August 2014 $149,900 $136,100 (47.6%)
September 2014 $149,100 $136,900 (47.9%)
October 2014 $148,400 $137,600 (48.1%)
November 2014 $147,700 $138,300 (48.4%)
December 2014 $143,000 $143,000 (50.0%)
January 2015 $142,300 $143,700 (50.2%)
February 2015 $141,500 $144,500 (50.5%)
March 2015 $140,800 $145,200 (50.8%)
April 2015 $140,100 $145,900 (51.0%)
May 2015 $139,300 $146,700 (51.3%)

Random Facts

  1. I first contributed to a retirement account in 2007.
  2. I am a spreadsheet-aholic.
  3. I have 2216 fixed budget line items and 3336 variable budget line items, for a total of 5552 budget line items.
  4. I have tracked and categorized every penny I have spent since a few months before my 16th birthday. I have all of that data in the system I use today.
  5. I own exactly 4 index funds and no individual stocks.
  6. #5 is slightly a falsehood. I had to hold onto my old employer’s stock (that’s how they match) in my 401(k) until the subsequent trading window and both my former and current employer pay me in partially stock, which I sell as soon as it vests and invest it according to my plan.
  1. #1 by Her Every Cent Counts on June 2, 2012 - 4:07 am

    Thanks for this idea. I’ve borrowed your format and added to my site (with my personal stats, of course!) http://hereverycentcounts.com/financial-stats

  2. #2 by Leigh on October 24, 2012 - 11:43 pm

    Awww, thanks!

  3. #3 by Joe on November 11, 2012 - 2:13 pm

    Great work! LOVE this format. It’s clean, straightforward, and unequivocal.

    • #4 by Leigh on November 15, 2012 - 10:41 pm

      Thanks Joe! I love seeing the summary like this. I highly recommend something like this even in a personal journal!

  4. #5 by JC @ PassiveIncomePursuit on December 7, 2012 - 4:42 pm

    This summary page is awesome. It’s much cleaner that what I was thinking of for mine. I’ll be borrowing something similar to this for the future. Congrats on the progress, looks like you’re on track for about an $80k net worth increase for the year. That’s more than a good chunk of people’s net worth and that was just your increase.

    • #6 by Leigh on December 7, 2012 - 8:26 pm

      Thanks! Go ahead :) Yup, I definitely think I should have an $80k net worth increase for the year. That’s also more than most people earn in a year. Next year, I’m hoping for $100k ;)

  5. #7 by Gen Y Finance Guy on January 24, 2015 - 11:14 am

    Love the way you laid this out. I am new to the blogging world and want to start sharing a monthly and annual financial review. I like the idea of having it all summarized in one place and then linking out to the individual posts for detail.

    I am going to write my first monthly report for January. But I am considering going back and building up the history since I have been tracking it offline.

    Thanks for the inspiration.

    Cheers!

    • #8 by Leigh on February 19, 2015 - 12:32 pm

      Thanks! It definitely helps to keep me accountable for my spending :)

  1. What can your money metrics tell you? - CashRebel

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