April Personal finance links round-up

Well apparently I starred quite a few posts in my Google Reader this week! I don’t know how – it’s been absolutely gorgeous here. Hope you’re all having a wonderful weekend :)

Canadian Couch Potato shared why daily market commentary is a joke. I particularly enjoyed his analogy, once I finally got it.

Free Money Finance shared a reader profile of a woman in her mid-twenties who wants to stay in her small hometown. I’m definitely glad that I moved out of my hometown, but it’s also incredible that this young woman knows what she wants at her age for so many life decisions. Some might say that I do, but I am most definitely single.

Krystal at Give Me Back My Five Bucks discussed when minimalism and personal finance collide. I am definitely not a minimalist – I am planning on buying a two bedroom condo just for myself :) That said, I do try to keep a limit on the quantity of shoes and clothes that I own.

Mr. Money Mustache guest posted at Financial Samurai about how early retirement is not as risky as you might think. As someone who is actively thinking about this, I really enjoyed the graphs and numbers that MMM shared, just as I do on his blog.

PFBlogWatchDog told us why you should use 5 year CDs for your emergency fund. I’m definitely a fan of that idea!

Meg at World of Wealth shared a story about a new friend with a different perspective on wealth. This is something that I’ve been thinking about a lot lately as well, as I encounter more and more people at similar income levels, but everyone has a different idea of how to spend and save their money or what wealth feels like to them.

I Am 1 Percent talked about why it is important to identify your talents early (dead link) (if possible). I know I’m a bit of an oddball, but I knew what I wanted to do when I was pretty young and I’m definitely reaping the rewards from that knowledge.

Kevin at Thousandaire asked if you could go without a car. I ran that experiment when I first moved to my current city after college and survived for almost a year with a combination of a car sharing program and public transit. Eventually for my use cases, the cost of the car sharing program exceeded the costs of car ownership, so I bought a car. I’m glad I waited, but I’m also glad to have the car now.

Kathryn shared a crazy story about when you should fire a broker (dead link). I’m glad that I never got caught in the financial advisor trap!

Emily and Kyle of Evolving Personal Finance shared five money-saving moves from their wedding. I loved their ideas, even ignoring the fact that it saved them some money. Who doesn’t want to have a wedding reception in a science museum or at a family home? That sounds pretty awesome to me!

Nicole and Maggie of Grumpy Rumblings asked their readers what they would do if they didn’t have (to have) a job. There were a lot of fascinating answers to that question :)

4 thoughts on “April Personal finance links round-up

  1. Thank you for the link! PS I like your strategy on Netflix. I hadn’t thought of that. I am a big Netflix streaming fan…..just watched Page One, about the NY times. Loved it.
    Have a great weekend and thanks again.

    1. I actually think I might not re-activate Netflix this summer. Last summer, I would always binge on movies or TV shows instead of doing more interesting things. I’m finding that Pandora on in the background is sufficient for “background noise”. We’ll see!

  2. Thanks for the mention! I like your car strategy that you wrote about in response to Kevin’s post. That was a really smart way to evaluate whether or not you needed the car. Now you don’t have to worry about whether or not it was worth it!

    1. Yup! I kept the spreadsheet up for the first 8 months or so after buying the car and then I decided I’d had enough. It’s close enough in cost that I decided to call it a wash for the sake of convenience of having my own car. I also slightly cheated and didn’t track usage in the months where it’s super low, haha. But you’re right, I don’t worry about whether or not it was worth it anymore after spending those months with the spreadsheet! :)

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