Financial Stats

Net Worth History

  • EOY 2009: $32,000
  • EOY 2010: $54,000 (gross income: $90,000)
  • EOY 2011: $132,500 (gross income: $110,000)
  • EOY 2012: $211,300 (gross income: $130,000)
  • EOY 2013: $345,700 (gross income: $190,000)
Month 2012 2013 2014
January $146,300 $230,400 $340,600
February $148,000 $235,500 $351,600
March $150,400 $242,600 $357,500
April $157,800 $247,400
May $159,500 $263,400
June $165,200 $267,100
July $183,700 $292,100
August $188,600 $293,800
September $195,300 $304,400
October $197,400 $310,400
November $203,800 $340,200
December $211,300 $345,700
Gross Income $130,000 $190,000 TBD!

Note: All net worth numbers are rounded to the nearest $100 and all income numbers are rounded to the nearest $10,000.
Mortgage Balance

Month Balance Total Paid
June 2012 $286,000 (start)
July 2012 $271,300 $14,700 (5.1%)
August 2012 $269,100 $16,900 (5.9%)
September 2012 $266,600 $19,400 (6.8%)
October 2012 $264,800 $21,200 (7.4%)
November 2012 $260,500 $25,500 (8.9%)
December 2012 $259,600 $26,400 (9.2%)
January 2013 $253,200 $32,800 (11.5%)
February 2013 $249,900 $36,100 (12.6%)
March 2013 $245,700 $40,300 (14.1%)
April 2013 $243,000 $43,000 (15.0%)
May 2013 $230,500 $55,500 (19.4%)
June 2013 $229,800 $56,200 (19.7%)
July 2013 $211,700 $74,300 (26.0%)
August 2013 $208,700 $77,300 (27.0%)
September 2013 $204,900 $81,100 (28.4%)
October 2013 $201,100 $84,900 (29.7%)
November 2013 $192,100 $93,900 (32.8%)
December 2013 $187,600 $98,400 (34.4%)
January 2014 $184,000 $102,000 (35.7%)
February 2014 $179,600 $106,400 (37.2%)
March 2014 $177,000 $109,000 (38.1%)

Passive Income

By Year

Interest CC Div Dividends Total Expenses P/E 4% SWR (yr)
2010 $515 $40 none $555 $43,300 1.3% $764 (1.8%)
2011 $550 $65 $60 $675 $39,600 1.7% $1,472 (3.7%)
2012 $635 $105 $345 $1,085 $50,700 2.1% $2,960 (5.8%)
2013 $825 $250 $420 $1,495 $44,770 3.3% $5,384 (12.0%)
2014 (3/12) $110 $710 $115 $935 $12,690 7.4% $5,825 (11.4%)
*% uses 2014 spending annualized

2014 By Quarter

Interest CC Div Dividends Total Expenses P/E 4% SWR (yr**)
Q1 $110 $710 $115 $935 $12,690 7.4% $5,825 (11.9%)
Q2 (0/3)
Q3 (0/3)
Q4 (0/3)

2014 By Month

Interest CC Div Div Total Expenses P/E 4% SWR (yr**)
January $50 $480 none $530 $7,000 7.6% $5,444 (11.0%)
February $35 $110 none $145 $2,490 4.9% $5,736 (11.6%)
March $25 $120 $115 $260 $3,200 8.1% $5,825 (11.9%)
April
May
June
July
August
September
October
November
December

**4% SWR uses rolling 12 month spending

Random Facts

  1. I first contributed to a retirement account in 2007.
  2. I am a spreadsheet-aholic.
  3. I have 2216 fixed budget line items and 3336 variable budget line items, for a total of 5552 budget line items.
  4. I have tracked and categorized every penny I have spent since a few months before my 16th birthday. I have all of that data in the system I use today.
  5. I own exactly 4 index funds and no individual stocks.
  6. #5 is slightly a falsehood. I have to hold onto my employer’s stock (that’s how they match) in my 401(k) until the subsequent trading window.
  1. #1 by Her Every Cent Counts on June 2, 2012 - 4:07 am

    Thanks for this idea. I’ve borrowed your format and added to my site (with my personal stats, of course!) http://hereverycentcounts.com/financial-stats

  2. #2 by JanineJanine on October 24, 2012 - 11:43 am

    This is adorable! I am also a spreadsheet aholic!

    • #3 by Leigh on October 24, 2012 - 11:43 pm

      Awww, thanks!

  3. #4 by Joe on November 11, 2012 - 2:13 pm

    Great work! LOVE this format. It’s clean, straightforward, and unequivocal.

    • #5 by Leigh on November 15, 2012 - 10:41 pm

      Thanks Joe! I love seeing the summary like this. I highly recommend something like this even in a personal journal!

  4. #6 by JC @ PassiveIncomePursuit on December 7, 2012 - 4:42 pm

    This summary page is awesome. It’s much cleaner that what I was thinking of for mine. I’ll be borrowing something similar to this for the future. Congrats on the progress, looks like you’re on track for about an $80k net worth increase for the year. That’s more than a good chunk of people’s net worth and that was just your increase.

    • #7 by Leigh on December 7, 2012 - 8:26 pm

      Thanks! Go ahead :) Yup, I definitely think I should have an $80k net worth increase for the year. That’s also more than most people earn in a year. Next year, I’m hoping for $100k ;)

  1. What can your money metrics tell you? - CashRebel

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